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How to Choose Insurance for Motorcycle Shipping

When shipping a motorcycle, it will not be covered by your personal policy. In order to protect against damage or loss, your motorcycle shipping company should offer a minimum amount of insurance. You can verify that the motorcycle shipping company offers this coverage by asking for a copy of their insurance certificate when they provide you with your motorcycle shipping quote. You can then double-check the information listed with their insurance company (listed on the certificate) or with the Department of Transportation.

Will the motorcycle shipping company’s coverage be enough?

Remember, this cargo protection insurance is required by law but will very likely not cover the full value of your motorcycle. To check if the motorcycle hauler’s minimum insurance is enough, be sure to ask these questions:

  • What kinds of damage are protected?
  • Will mechanical damage be covered?
  • What is the coverage limit?
  • Are specialty items or accessories covered?

If your motorcycle is especially valuable, you may want to purchase additional insurance coverage during transport. Most transport companies, will be able to provide this coverage or refer you to a third-party insurance company. Do not forget that even with insurance coverage, you will pay a deductible in the case of damage.

Motorcycles transported through uShip are eligible for uShip Cargo Insurance. When accepting a bid, you will have the option to purchase additional coverage through uShip Cargo Insurance. This policy is all-risk covering approved goods against damage, lost or stolen claims subject to the terms and exclusions of the policy. Learn more about uShip Cargo Insurance here.

Filing Claims

While it is unlikely, shipping a motorcycle may result in damage prior to its arrival. If this is the case, record all damages on the “Bill of Lading” and have your transporter sign a copy. Do not refuse to accept the motorcycle unless the damages make your motorcycle completely invaluable.

Next, follow your motorcycle shipping company’s instructions on filing and collecting a claim. Patience will help the entire process go smoothly. Remember, your shipping company will want to resolve your problem quickly, and you can help them do that. If your carrier or their insurance is not being helpful, you can file a claim with the Better Business Bureau or the Department of Transportation.