Purchasing additional insurance

It’s a good idea to purchase whatever insurance the transportation company offers above their base minimum coverage. Usually the minimum coverage will not cover the overall worth of your ATV, so it’s a good idea to either purchase the company’s plan or go to a third-party insurance company and buy additional coverage.

When talking to the transportation company about their different options, it’s important to think about these questions:

• Does the policy cover both internal and external damage?
• Is there a maximum amount offered on the policy’s coverage?
• Does the policy offer coverage on specialty items?

Responding to Damage

There is always a possibility that some damage will occur to your ATV during the shipping process. If this does happen, the best idea is to record all of the damages on a “Bill of Lading”. Have your transporter review and sign the copy. You can still accept the ATV with the damages incurred and face no ownership of the damages, so long as you and the transporter have signed the "Bill of Lading".

Your carrier should be able to help you with the filing process. They should be very helpful, as accidents and damages do tend to occur naturally. If your carrier is not being helpful, you will have the opportunity to issue a complaint with the better Business Bureau or the Department of Transportation.